As one of the most popular states for motorcyclists to enjoy, Pennsylvania motorcycle accident statistics are among the highest. Even with appropriate precautions, collisions can still occur. If you have been injured while riding a motorcycle, you need to understand the legal responsibilities for your medical bills.
Your Motorcycle Insurance Does Not Cover Your Medical Expenses
Although you are required to have insurance to legally ride in PA, the coverage does not include your medical bills. Unlike car insurance policies, your motorcycle insurance medical coverage is for pedestrians struck by your bike, not you nor your passengers.
Instead, your health insurance policy will cover your medical expenses. Whether you have obtained it through work or private means, you are responsible for filing all of the paperwork, paying the deductibles and other associated actions. It is important to note that if you recoup any of these expenses from the responsible party that the insurance company will want back the monies they have paid toward your medical expenses associated with the motorcycle accident.
In PA, you can obtain additional insurance coverage for collisions with uninsured and underinsured motorists. Your legal representative can assist you with managing representatives from your own insurance company, that of the responsible driver, and your health insurance.
Injuries Associated with Motorcycle Collisions
All accidents involving motor vehicles have the potential to be fatal. In the case of motorcycle accidents, the injuries are often more severe than those with vehicles of comparable size and greater protection. The physical repercussions of an accident can include:
- Road rash
- Broken bones
- Internal injuries
- Spinal cord injuries
- Brain damage
It can take considerable time and therapy to heal from the traumatic experience of being in a motorcycle accident. You need to focus on healing and allow an experienced law firm like Thomas, Conrad & Conrad represent your legal interests and obtain maximum compensation for your pain and suffering.
What Should I Do After a Motorcycle Accident?
If you have been in a collision, you need to report the accident to the appropriate authorities and seek medical attention immediately. Although you might have concerns about the medical bills, there are multiple avenues available for legal coverage of your medical expenses. Don’t speak to anyone about the accident and contact a personal injury attorney.
At Thomas, Conrad & Conrad Law Offices, we have decades of experience helping motorcycle accident victims with compensation claims. If you or a loved one has been injured, or if your loved one suffered a wrongful death while riding, give our Eastern PA offices a call at 610-867-2900 or fill out the contact form below for a free consultation appointment. You don’t have to go through this alone!